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The American Bankers Association, which recently merged with America's Community Bankers, is the nation's largest bank trade association. It unites community, regional and money center banks and holding companies, as well as savings associations, trust companies and savings banks under one association that works to enhance the competitiveness of the nation's banking industry. ABA's members -- the majority of which are banks with less than $500 million in assets -- represent 95 percent of the industry's $11.5 trillion in assets and employ nearly 2 million men and women
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